A fair pension for every generation: a Liberal Democrat case for reform
(Image: The Guardian) I was 18 years old when I opened a bank account with the Royal Bank of Scotland. It was my first experience of aggressive salesmanship. I thought all I was doing was taking in some pieces of identification, confirming some information and opening a bank account. But no. I had a half-hour appointment with an advisor who was keen to offer me pretty much every other product the bank had available. Inevitably the conversation came round to the subject of pensions. He asked me whether I had thought about pensions. I'd just turned 18 years old a few days before and told him that I really hadn't, they were not something I was particularly interested in and I would have plenty of time to think about it in the future. But he didn't accept that as an answer. He kept pressing. He didn't persuade me to do anything, but there is a reason I bring this up now. During the five minutes or so in which he basically tried to bully me into opening a pension, he...
